Question 1

How much does a CCRC cost?

Accepted Answer

CCRCs typically require an entrance fee ranging from $100,000 to $1 million+, plus monthly fees of $3,000 to $6,000.

Question 2

Is the entrance fee refundable?

Accepted Answer

Many CCRCs offer partially or fully refundable entrance fee options, though these typically come with higher monthly fees.

Question 3

What happens to my entrance fee if I pass away?

Accepted Answer

This depends on your contract type. Many contracts include refund provisions for your estate.

Question 4

Can I move in with my spouse if we need different levels of care?

Accepted Answer

Yes, couples can live on the same campus even if one needs more care than the other.

Question 5

What should I look for in a CCRC?

Accepted Answer

Review the community's financial stability, check accreditation, understand the contract terms, visit multiple times, and talk to current residents.

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